Net Worth
Jun 13, 2026
$7,352,000
+$18,652
+0.25% this week
Brokerage
$5.75M
IRA
$585K
HSA
$27K
Real Estate
$1.45M
Mortgage
-$620K
Weekly Performance
Jun 7 – Jun 13
Total Return
+$17,600
+0.31%
Realized P&L
+$18,200
+0.32%
vs S&P
+0.31%
S&P +1.12%
Mark-to-Market
-$600
-0.01%
Portfolio Snapshot
View all →
Cash / MM
71.9%
Muni
20.9%
Equity
5.2%
Options
1.9%
Hedge
0.1%
Notable Trades
All activity →
Opened NVDA
-$63,700
Closed SUB
+$108,200
Opened TLT $83P Jul 17 · SHORT
+$1,000
External Flows 1 item
ELAN CC Payment
-$3,563
✦ Ask Claude
Weekly Performance
Total Return
+$17,600
+0.31%
Realized P&L
+$18,200
+0.32%
vs S&P
+0.31%
S&P +1.12%
Mark-to-Market
-$600
-0.01%
4-Week P&L
Realized
MTM
P&L by Ticker
Tap column to sort
| Ticker | Type | Realized | MTM | Trades | Net P&L |
|---|
External Flows
+$1,052 net
SUB Dividend
+$1,052
ELAN CC Payment
-$3,563
Reconciliation
✓ Plug: $0
Realized P&L+$18,200
MTM Change-$600
External Flows+$1,052
Computed Total+$18,652
Actual Change+$18,652
Plug$0 ✓
Allocation
$5,750,000 total
Total
$5.75M
Cash / MM
71.9%
$4,138,349
Muni
20.9%
$1,201,651
Equity
5.2%
$299,000
Options
1.9%
$111,000
Show all
Equity Exposure
By Sector
Cash & Fixed Income Exposure
Position Heatmap DRAFT
Sized by portfolio weight · Colored by week-over-week change · Tap for detail
Positions
All
| Ticker | Value | Gain/Loss |
|---|---|---|
| Cash / Money Market | ||
| FMPXX | $4,138,349 | — |
| FTCXX | $890,000 | — |
| Muni / Fixed Income | ||
| VTEB | $781,651 | -$3,200 ▾ |
|
2,134 shares · Avg cost $371.20 · Current $366.30 Total loss: -$3,200 · -0.41% |
||
| SUB | $420,000 | — ▾ |
|
3,880 shares · Avg cost $108.20 · Current $108.25 Total gain: +$194 · +0.05% |
||
| Equity | ||
| NVDA | $63,700 | -$1,200 ▾ |
|
500 shares · Avg cost $127.40 · Current $125.00 Total loss: -$1,200 · -1.85% · Opened Jun 13 |
||
| Options | ||
| TLT 83P 7/17 SHORT | $1,000 | $0 ▾ |
|
Strike $83 · Put · Jul 17 2026 · 20 contracts Direction: Short · Premium received: +$1,000 Current value: $1,000 · MTM: $0 · 40 DTE |
||
Week-over-Week Changes
Opened NVDA
Closed SUB
Opened TLT 83P 7/17
Sized by portfolio weight · Colored by week-over-week change
My Ideas
3 positions
NVDA
Swing
2.1% Below
Pullback entry on semis weakness
Current
$118.20
Target Entry
$120.65
Added Jun 7
XLV
Hold
2.4% Above
Healthcare defensive rotation, rate sensitive
Current
$143.80
Target Entry
$140.40
Added Jun 5
AAPL
Swing
7.6% Above
AI cycle beneficiary, services revenue growth
Current
$198.40
Target Entry
$184.40
Added Jun 3
Claude's Ideas
1 pending
GLD
Swing
2.9% Above
Dollar weakness + rate cut expectations. Breakout above 200-day MA. Medium-term hold thesis.
Current
$228.40
Target Entry
$222.00
Re-entry Radar
2 positions
SUB
Hold
1.1% Below
Sold Jun 11 · Re-entry target 3% below sale price
Sold At
$108.20
Re-entry Target
$104.95
Current
$103.80
SOXS
Scalp
3.7% Above
Sold Jun 13 · Re-entry target 3% below sale price
Sold At
$18.42
Re-entry Target
$17.87
Current
$19.10
Prices not yet loaded
Active
auto · from portfolio
| Ticker | Price | % Chg |
|---|---|---|
| VTEB | $366.30 | — |
| SUB | $108.25 | — |
| NVDA | $125.00 | — |
| TLT | $83.40 | — |
Ideas
auto · from Ideas tab
| Ticker | Price | % Chg |
|---|---|---|
| NVDA | $125.00 | — |
| XLV | $143.80 | — |
| AAPL | $198.40 | — |
| GLD | $228.40 | — |
| SUB | $103.80 | — |
| SOXS | $19.10 | — |
For Reference
| Ticker | Price | % Chg | |
|---|---|---|---|
| SPY | $542.10 | — | |
| QQQ | $468.30 | — | |
| IWM | $198.20 | — |
Total Net Worth
Jun 13, 2026
$7,352,000
+$18,652
+0.25% this week
Fidelity
$6,362K
Real Estate
$1,445K
Net Debt
-$575K
Asset Composition
Net Worth
$7,232,000
Brokerage
Retirement
Real Estate
Cash
Liability
Net Worth Trend
Liquid vs Illiquid
Liquid
$6,407K
88.6%
Fidelity + Cash
Illiquid
$825K
11.4%
Real estate net
Leverage Ratio
0.09×
Snapshot History
Jun 13
$7,352,000
+$18,652
Jun 6
$7,333,348
Baseline
A
Paste Claude Update
Copy the [CAPITAL_UPDATE] block from the Wealth Coach operational project and paste it below.
B
Add Idea
Ticker
Target Entry
Type
Thesis
C
Reference Tickers
Tickers to track on the Watchlist tab. No target or thesis — price + % change only.
Add Tickers
Comma-separated. Duplicates ignored.
D
Non-Fidelity Assets
Last updated: Jun 7, 2026
Assets
Spring House
Houston Condo (50%)
Guanajuato House
Cash (non-Fidelity)
Liabilities
Spring Mortgage
E
Tax Inputs · Spouse
Your Fidelity income flows automatically from weekly CSVs. Enter spouse income here — update as needed during the year.
W-2 Wages (YTD)
MM Interest (YTD)
ST Capital Gains (YTD)
LT Capital Gains (YTD)
Qualified Dividends (YTD)
Non-Qualified Div. (YTD)
F
Yield Inputs
Enter stated yields: pre-tax for taxable funds, tax-exempt rate for munis & FTCXX. The app grosses up tax-exempt yields to TEY for comparison.
Marginal Tax Rate %
FMPXX — pre-tax %
SPAXX — pre-tax %
FTCXX — tax-exempt %
VTEB — tax-exempt %
SUB — tax-exempt %
Settings & Thresholds
Re-entry Thresholds
Scalp %
Swing %
Hold %
Performance Settings
Benchmark
Watchlist Settings
Cooldown (weeks)
Stale Price (days)
Ext. Flow Min ($)
Tax-Equivalent Yield Analysis
Jun 13, 2026
Marginal Rate: 35%
Taxable shown pre-tax · Tax-exempt shown as TEY
Yield Comparison
apples-to-apples · 35% rate
| Fund | Stated | Comparable | Type | Value |
|---|---|---|---|---|
| FMPXX | 4.89% | 4.89% | pre-tax | $4,138K |
| SPAXX | 4.75% | 4.75% | pre-tax | — |
| VTEB | 3.21% | 4.94% | TEY | $782K |
| SUB | 3.18% | 4.89% | TEY | $420K |
| FTCXX | 3.42% | 5.26% | TEY | — |
TEY = tax-exempt yield ÷ (1 − 0.35) · Taxable funds shown at stated pre-tax yield
Crossover Analysis
highest to lowest
5.26%
FTCXX
TEY
TEY
4.94%
VTEB
TEY
TEY
4.89%
FMPXX
gross
gross
4.89%
SUB
TEY
TEY
4.75%
SPAXX
gross
gross
Tax-exempt (TEY)
Taxable (gross pre-tax)
2026 Tax Bracket Dashboard · MFJ
YTD as of Jun 13, 2026
Est. Taxable Income: $312,400
24% bracket
·
$81,600 headroom to 32%
Bracket Position
2026 MFJ thresholds
22% <$201K
24% $201–$395K ← you are here
32% $395–$501K
35% $501–$752K
| Bracket Ceiling | Threshold | Headroom |
|---|---|---|
| 32% threshold | $394,600 | $82,200 |
| 35% threshold | $501,050 | $188,650 |
| 37% threshold | $751,600 | $439,200 |
YTD Income Breakdown
Your Income (Fidelity)
| Source | YTD | Type |
|---|---|---|
| ST Capital Gains | +$42,800 | taxable |
| LT Capital Gains | +$0 | 15% rate |
| MM Interest (taxable) | +$94,200 | taxable |
| Qualified Dividends | +$3,200 | 15% rate |
| Non-Qualified Div. | +$800 | taxable |
| Muni Interest | +$18,400 | tax-exempt |
Spouse Income (manual)
| Source | YTD | Type |
|---|---|---|
| W-2 Wages | $125,000 | taxable |
| MM Interest | $4,200 | taxable |
| ST Capital Gains | $0 | taxable |
| LT Capital Gains | $12,000 | 15% rate |
| Qualified Dividends | $8,400 | 15% rate |
| Non-Qualified Div. | $1,200 | taxable |
Decision Guidance
Current marginal rate
24%
Cost of each $10K ST gain
$2,400
Headroom before 32%
$82,200
Weeks of trading at current pace before 32%
~18 weeks
FMPXX → VTEB rotation benefit (per $500K)
+$2,500/yr after-tax
Optimal TEY marginal rate (feeds Yield tab)
24%
At current ST gains pace (~$16K/week), you'll hit the 32% threshold in approximately 18 weeks. Consider slowing trading activity in Q4 or harvesting offsetting losses to stay at 24%.
Market Strategy & Deployment Blueprint
Updated Jun 13, 2026
S&P 500: 7,412 · 24% above 200-day MA
Caution
·
Extended · Near-term resistance at 7,500
Market Conditions
Caution
S&P 500
7,412
200-day MA
5,978 (+24% above)
50-day MA
6,842 (+8% above)
CAPE Ratio
37.2 (hist. avg ~17)
Forward P/E
22.1x
Trading conditions
Favorable for scalps
Trend
Uptrend · Golden cross intact
Key S&P Levels
| Type | Level | % Away | Significance |
|---|---|---|---|
| Resistance | 7,500 | +1.2% | Round number · Prior intraday high |
| Resistance | 7,800 | +5.2% | Extension target if 7,500 breaks |
| Support | 6,850 | -7.6% | Prior breakout level · Watch closely |
| Support | 6,500 | -12.3% | 50-day MA zone · -12% drawdown |
| Support | 5,978 | -19.4% | 200-day MA · Begin deployment |
| Bear target | 5,500 | -25.8% | -25% drawdown · Accelerate deployment |
| Bear target | 4,500 | -39.3% | -40% · Aggressive deployment zone |
Deployment Blueprint
| S&P Level | Drawdown | Deploy | Action |
|---|---|---|---|
| 7,412 | Current | 0% | Hold cash · Trade tactically |
| 6,850 | -7.6% | 5% | ~$287K · Begin nibbling. Muni adds, 1-2 equity positions |
| 6,500 | -12.3% | 10% | ~$575K · Sector ETFs, increase muni to 25% |
| 5,978 | -19.4% | 20% | ~$1.15M · 200-day MA test. Broad equity ETFs |
| 5,500 | -25.8% | 35% | ~$2.0M · Accelerate. Single stocks, hedged with puts |
| 4,500 | -39.3% | 60% | ~$3.45M · Generational opportunity. Retain some dry powder |
Deploy % = % of total portfolio to move into equities at each level. Amounts based on ~$5.75M portfolio. Blueprint updated weekly by Claude — override via chat session then re-paste updated block.
Trading Conditions
Favorable
Trend structure
Uptrend · Higher highs/lows
Golden cross
50d above 200d ✓
Range position
Upper third · Less room to upside
Volatility (VIX proxy)
Low · Favorable for premium selling
Recommended posture
Continue tactical trading · Size down near resistance
⚠ Behavioral Reminder
You have missed four major buying opportunities: COVID (Mar 2020), 2022 bear market, Liberation Day (Apr 2026), and the March 30 2026 recovery. The market is currently extended. The next correction is your opportunity. The blueprint above is your pre-commitment — review it now so decisions are made before emotion takes over.